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The Army is quite dedicated to it's active members. Never is this more obvious than when one of it's members dies in active service. The life insurance policy paid by the Army goes to the person or people the soldier has listed as beneficiary. The standard policy amount is 400,000.00, however, this amount can be increased at the expense of the soldier or his family. The policy will be paid directly to the beneficiaries listed. Any legal disputes over beneficiaries is not the responsibility of the Army. Most life insurance policy amounts seem to be between 100,000-200,000. The Army policy is generous considering the average. In addition to the policy they pay a 5000.00 death benefit to help with the cost of the funeral.